Robin Ybarra Robin Ybarra

Better Together: Why multigenerational living is on the rise

t’s a number that’s been creeping upward since the early ‘70s but has swung up precipitously in the last 15 years. The decennial US Census measures multigenerational living slightly differently (three or more generations living together), but the trend still checks out. From 2010 to 2020, there was a nearly 18 percent increase in the number of multigenerational households.

The research arm of the apartment listing and resident services company RentCafe went granular on Gen Z and found that 68 percent over the age of 18 still live with a parent or parents. As for millennials, 20 percent are back with mom and/or dad (or just never left).

Given the bum stigma (to paraphrase Layla Ahmed), what’s going on here?

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Lara Locke Lara Locke

Weekend Market Update 4.13.2024

Last week was a rollercoaster for mortgage rates, peaking on Wednesday. Thankfully, Friday saw some improvement, though we hoped for more

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Robin Ybarra Robin Ybarra

The Ultimate Guide to Mortgage Insurance

Mortgage Insurance is a kind of insurance policy. It compensates an investor or lender for losses in the event of borrower default on a mortgage loan. In other words, mortgage insurance protects the lender if you fall behind on your payments.

Both public and private insurers may offer mortgage insurance. Mortgage insurance lowers the risk to the lender of making a loan to you. This helps you qualify for a loan that you might not otherwise be able to get.

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Robin Ybarra Robin Ybarra

Mortgage Recasting: What You Should Know Before You Reamortize

Mortgage Insurance is a kind of insurance policy. It compensates an investor or lender for losses in the event of borrower default on a mortgage loan. In other words, mortgage insurance protects the lender if you fall behind on your payments.

Both public and private insurers may offer mortgage insurance. Mortgage insurance lowers the risk to the lender of making a loan to you. This helps you qualify for a loan that you might not otherwise be able to get.

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Robin Ybarra Robin Ybarra

Panama Canal Jam

The Panama Canal faces a 10-month long traffic jam due to drought conditions, leading to potential disruptions in holiday shopping, increased shipping costs, and a ripple effect on the global supply chain.

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Robin Ybarra Robin Ybarra

NAR Faces Leadership Changes Amid Controversy

The National Association of Realtors faces leadership changes and challenges as President Kenny Parcell resigns after a New York Times exposé. Tracy Kasper steps in, aiming to rebuild trust and ensure a safe environment.

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Robin Ybarra Robin Ybarra

Dave Ramsey's Guild to Home-buying 2023

Finance guru Dave Ramsey provides a fresh perspective on the 2023 housing market, emphasizing the importance of financial readiness and timing when considering a home purchase.

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Robin Ybarra Robin Ybarra

25 Financial Tips for College students

College life is filled with experiences ranging from academic pursuits to personal growth. However amidst all the excitement it becomes crucial for every student to develop financial management skills. In this blog I've drawn inspiration from Demetria Gallegoss enlightening article to present 15 financial tips specifically tailored for college students. Whether its mastering the art of budgeting understanding the importance of saving or practicing spending habits these insights serve as a guide towards achieving financial stability. As you embark on this journey of higher education always remember that college is not only a time, for learning and exploration but also an opportunity to lay the groundwork for a financially secure future.

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Robin Ybarra Robin Ybarra

Embracing the Journey: How Every Step Counts

In a world where success is often measured by packed venues and thunderous applause Jason Feifer offers a viewpoint. He reminds us that the path, to success is filled with moments of uncertainty, setbacks and empty spaces. However these very moments serve as stones towards our aspirations. As we navigate our journeys it's important to remember that every 'empty room' signifies progress than failure. Inspired by Feifers wisdom this blog post sheds light on the significance of embracing the process celebrating our accomplishments and recognizing that every small step brings us closer, to achieving our dreams.

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Robin Ybarra Robin Ybarra

Better.com CEO Returns

After making headlines for firing 900 employees over a Zoom call, Better.com's CEO, Vishal Garg, is back at the helm. This article delves into his period of reflection, the company's leadership expansion, and the broader implications for digital communication in the mortgage world. Join us as we unpack the lessons learned and the road ahead for Better.com.

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Robin Ybarra Robin Ybarra

Backyard Tiny Homes: Get Paid to Build One

Considering the idea of incorporating a dwelling in your backyard? Prior, to delving into the expenses involved take a look at our manual outlining the state funded grants accessible for constructing Accessory Dwelling Units (ADUs). From Californias assistance before construction to New Yorks grant sums we provide a breakdown of important particulars eligibility requirements and application procedures. Transforming your desire for an area into an actuality can be made easier with some financial support, from your state!

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Robin Ybarra Robin Ybarra

Wall Street Eyes Bargain Deals in Real Estate

In these times of challenges in the real estate market, prominent financial institutions on Wall Street are capitalizing on the chance to acquire properties at significantly reduced prices. This article explores the factors driving this change, highlights the firms spearheading the movement, and sheds light on its implications for experienced and new investors. Whether you're an industry expert or simply interested in staying informed about trends, this comprehensive overview offers perspectives on the ever-changing dynamics of commercial real estate.

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Robin Ybarra Robin Ybarra

$100: The world of endless possibilities

Have a $100 and want to make the most of it? Check out our guide filled with suggestions, from personal finance experts Debbie Carlson and Sarah Szczypinski. Whether you're thinking about investing treating yourself or sprucing up your home we've got you covered. Let your creativity shine and watch your money do things!

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Robin Ybarra Robin Ybarra

powell’s forecast

Dive into Jerome Powell's recent remarks on inflation and the future of interest rates. As the Federal Reserve keeps a watchful eye on economic trends, we break down what this means for mortgages, loans, and the broader financial world. Stay informed and ahead of the curve with insights from the heart of the financial sector.

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Robin Ybarra Robin Ybarra

Adapting to the Rise: Navigating Near-7% Mortgage Rates in 2023

Facing near-7% mortgage rates in 2023? Discover insights from the latest Freddie Mac report and practical strategies for potential homebuyers to smartly navigate this challenging landscape. Whether you're buying your first home or looking for an investment, get the knowledge you need.

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Robin Ybarra Robin Ybarra

4 Tips to Help Real Estate Agents Pivot During Market Shifts

With the ongoing recession and the downward state of the current housing market, agents may find themselves once again trying to navigate the shifts in the real estate industry. Here are some tips that can help agents thrive while adapting to market shifts.

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Robin Ybarra Robin Ybarra

401(k) Savings Reality: How Much Americans in Their 50s Really Have

Dive into Cheyenne DeVon's deep dive on the 401(k) savings of Americans in their 50s. Discover the gap between recommended and actual savings, the impact of inflation on retirement plans, and tips for boosting your retirement savings game. Get insights on the true state of 50-somethings' retirement preparedness in 2023.

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Robin Ybarra Robin Ybarra

Learning from New Zealand: A Glimpse into Housing Affordability

Discover the possibilities that New Zealands approach to upzoning and urban density can bring to address the housing crisis in the United States. Take a look, at the obstacles created by restrictive zoning regulations and explore the potential advantages of adopting more compact housing models.

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